LEADER 00000cam  2200445 i 4500 
001    20906522 
005    20190403112043.0 
008    190326t20192019ncua     b   s001 0 eng c 
010    2019014012 
020    9781469653662|q(cloth : alk. paper) 
020    |z9781469653679|q(ebook) 
040    NcU/DLC|beng|erda|cNcU|dDLC|dAS 
042    pcc 
043    n-us--- 
050 00 HD7288.76.U6|bT89 2019 
082 00 363.5/1|223 
100 1  Taylor, Keeanga-Yamahtta,|eauthor 
245 10 Race for profit :|bhow banks and the real estate industry 
       undermined black homeownership /|cby Keeanga-Yamahtta 
264  1 Chapel Hill :|bThe University of North Carolina Press,
264  4 |c©2019 
300    xi, 349 pages :|billustrations ;|c24 cm 
336    text|2rdacontent 
337    unmediated|2rdamedia 
338    volume|2rdacarrier 
490 0  Justice, power, and politics 
504    Includes bibliographical references (pages 269-333) and 
505 0  Unfair housing -- The business of the urban housing crisis
       -- Forced integration -- Let the buyer beware -- 
       Unsophisticated buyers -- The urban crisis is over, long 
       live the urban crisis 
520    "Keeanga-Yamahtta Taylor offers a ... chronicle of the 
       twilight of redlining and the introduction of conventional
       real estate practices into the Black urban market, 
       uncovering a transition from racist exclusion to predatory
       inclusion. Widespread access to mortgages across the 
       United States after World War II cemented homeownership as
       fundamental to conceptions of citizenship and belonging. 
       African Americans had long faced racist obstacles to 
       homeownership, but the social upheaval of the 1960s forced
       federal government reforms. In the 1970s, new housing 
       policies encouraged African Americans to become homeowners,
       and these programs generated unprecedented real estate 
       sales in Black urban communities. However, inclusion in 
       the world of urban real estate was fraught with new 
       problems.  As new housing policies came into effect, the 
       real estate industry abandoned its aversion to African 
       Americans, especially Black women, precisely because they 
       were more likely to fail to keep up their home payments 
       and slip into foreclosure"--|cProvided by publisher 
650  0 Discrimination in housing|zUnited States|xHistory|y20th 
650  0 Discrimination in mortgage loans|zUnited States|xHistory
       |y20th century 
650  0 Urban African Americans|xHousing|xHistory|y20th century 
650  0 African American women|xHousing|xHistory|y20th century 
650  0 Real estate business|zUnited States|xHistory|y20th century
651  0 United States|xRace relations|xEconomic aspects 
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