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作者 Goldberg, Mike
書名 Managing Risk and Creating Value with Microfinance
出版項 Herndon : World Bank Publications, 2010
©2010
國際標準書號 9780821382356 (electronic bk.)
9780821382288
book jacket
說明 1 online resource (140 pages)
text txt rdacontent
computer c rdamedia
online resource cr rdacarrier
附註 Intro -- Title Page -- Copyright -- Contents -- Preface -- Acknowledgments -- About the Authors and Contributors -- Abbreviations -- Chapter 1 Risk Management: Preparing for the Unexpected -- Risk Categories -- Management of the Biggest Risks -- Producer Risks -- Additional Risks for MFIs with Rural Portfolios -- Development of a Risk Management System -- Steps in Risk Management -- Approaches to Managing Risks -- Chapter 2 Good Governance: Managing Internal Risk -- Ownership, Legal Form, and Their Impact on Governance -- NGOs -- Private Investors -- Government -- External Public Entities and Aid Agencies -- Microfinance Investment Vehicles -- MFIs in Transformation -- The Board of Directors: Functional Responsibilities -- The Board of Directors: Effective Structure -- The Board of Directors: Effective Processes -- The Board of Directors: Member Selection and Participation -- Summary and Conclusions -- Chapter 3 Interest Rates: Paying for Risk -- Introduction -- Interest Rate Setting -- Are Microfinance Interest Rates Too High? -- Lowering Interest Rates at the Institutional Level -- Lowering Interest Rates through Government Policy -- Conclusion -- Chapter 4 Microinsurance: Anticipating Client Risks -- Insurance Products and Low-Income Clients -- Design of the Product for Low-Income Markets -- Microinsurance for Rural Clients -- Delivery of the Product -- How Does Latin America Fare in Microinsurance Coverage? -- MFIs and the Barriers to Mainstreaming Microinsurance -- Conclusion -- Chapter 5 Progressive Housing Microfinance: Building One Room at a Time -- The Housing Microfinance Approach -- Institutional Changes -- Subsidies -- The Role of Government and Risk Management -- Examples from Latin America -- Lessons Learned -- Designing a New Housing Microfinance Program -- Chapter 6 Microleasing: Overcoming Equipment-Financing Barriers
The Basics of Microleasing -- Advantages of Leasing for Microbusinesses -- Advantages of Microleasing for the MFI -- Tax and Regulatory Considerations with Microleasing -- Management of Microleasing Risks -- Use of Microleasing in Latin America -- Recommendations for a New Microleasing Program -- Chapter 7 Disaster Management: Preparing for the Worst -- An Unfortunate but Common Story -- Costs of Disasters -- Proactive Approaches and Concrete Responses -- Conclusion -- Chapter 8 New Technologies: Providing a Path to Lower Costs and New Products -- Introduction -- Why Technology Matters -- Mobile Banking -- Network Systems -- Remote Data Processing -- PDAs -- POS Terminals -- Biometrics -- Costs, Risks, and Challenges -- Conclusion -- Glossary -- Index -- Back cover
In its new and developing role as a "knowledge bank," the World Bank can offer its clients much more than new financing (loans, guarantees or grants). It can also offer access to recent developments in international best practices, provide new knowledge sharing opportunities and facilitate the exchange of new ideas in a variety of fields. It can also use this new capacity to help local institutions address strategic and operational challenges. To that end, this book brings together the results of an eight-part series of presentations by leading experts and microfinance practitioners on issues related to microfinance institutional sustainability. It is intended for microfinance institution board members, managers, and staff, and government regulators and supervisors. Topics in risk management include risk management systems, good governance, interest rates, and microinsurance. Topics in new product development and efficient delivery methodologies include housing microfinance, microleasing, disaster preparedness, and new technologies
Description based on publisher supplied metadata and other sources
Electronic reproduction. Ann Arbor, Michigan : ProQuest Ebook Central, 2020. Available via World Wide Web. Access may be limited to ProQuest Ebook Central affiliated libraries
鏈接 Print version: Goldberg, Mike Managing Risk and Creating Value with Microfinance Herndon : World Bank Publications,c2010 9780821382288
主題 Microfinance.;Risk management
Electronic books
Alt Author Palladini, Eric
World Bank,
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